In addition to checking the cost of different renters insurance policies, you should compare how satisfied policyholders are with a company when they make a claim. You can get renters insurance from a wide variety of companies, from large providers such as State Farm, Erie and Allstate, to smaller online-only insurers such as Lemonade. All MetLife renters insurance policies offer identity theft resolution services at no additional cost, including assistance in resolving problems such as false tax returns, bank accounts opened in your name, fraudulent credit card use and email hacking. Liberty Mutual is one of our long-time favourites for renters insurance, as they have been doing it for a long time and have good rates.
For those looking for basic coverage, Assurant has a liability policy available for renters living in their partner properties. For example, even if your laptop gets stolen at the library, that could come under your renters insurance policy. It is a comparison tool that allows you to find the best quote for your insurance product needs, including renters insurance. We recommend that you or your cohabiting relative, if you have one, maintain an active renters insurance policy whenever you rent.
EPremium is another lesser-known company that tries to offer some different variations on renters' insurance. Before choosing where to buy renters insurance, you should make sure you are getting the best price for your insurance needs by increasing or decreasing your coverage limits and adjusting your deductible. The bottom line is that you need renters insurance for college students to protect you and your stuff. They offer an innovative platform that allows you to get renters insurance, as well as security deposit insurance and lease guarantor services.
To discover the most affordable options in your state or metro area, check out NerdWallet's Best Cheap Renters Insurance. Roommates aren't usually covered by each other's renters insurance unless they're also related, so each tenant will need their own policy. You can get a lot of different options with your Liberty Mutual renters insurance, but make sure you only get what you need.